How To Add Value To Your Home

If you want to increase the value of your home there are certain things that you can do to make sure that you get the most for your money when it comes to the sale of your property. One barrier to activities that increase the value of your home is that you only have so much time and money that you can invest before the home goes on the market. Take a look at these tips to increase the value of your home by quite a lot. 

Clean Out Your Home And Stage It 

You don’t need to make expensive changes to your home in order to make an appearance. If you take the time to clear out the clutter of your home and stage it, it will look like a brand new place. No one wants to see piles of papers, dog toys, and crumbs as they walk through a potential home that they might buy. The difference that cleanliness and a little maintaining of your home makes can be huge. 

Make A Great First Impression

Messy yards and exterior issues on your home can really cost you quite a bit when trying to sell your home. If things appear disarrayed and broken around the outside of the home, you need to clean it up before you sell it. To add some spice to your curb appeal, you can do things like add some potted plants to the front of the yard. This is so simple, yet can make such a huge difference.

Pay Special Attention To Your Kitchen And Bathroom

Doing something as simple as adding fresh paint to the bathroom and kitchen can really add a lot of charm to your home. While you may not have the funds to do a complete renovation of these rooms a simple “cleanup” of the spaces can help.    

Hire Professionals

As much fun as DIY jobs are, sometimes hiring a professional can really make a huge difference. If you’re not too keen on the type of job that you’re undertaking you should really hire a professional.

Another professional that you may want to hire is a real estate agent to help you sell your home. Realtors are experienced in marketing homes and understand the complete process from home showings through the closing on the sale. While you may think that you can sell the home on your own, you’ll get a much better return if you leave it to the experts.

As you can see, these simple actions are a great way to increase the value on your home when you’re ready to sell. Take your time, and get a better return on your property investment.

Home Loans That Require No Down Payment

Perhaps one of the most challenging things about buying a home is saving for the downpayment. Collecting such a large sum of money can be difficult. The truth is that most buyers actually think that they need more than they actually do to buy a home. The downpayment doesn’t need to be a barrier to your path to homeownership. There are so many programs that offer low and even no down payment home loans. Read on to learn more about down payments and programs that can help you. 

First, let’s look at what a down payment is and how it can help you. If you put 10% down on a $200,000 home that’s $20,000. The downpayment minus the purchase price of the home is $180,000, and that’s how much your home loan will be. The more money you can put down on the house, the lower your home loan will be and the lower your monthly mortgage payments will be. A large down payment can indeed save you in the long term. If you’re looking to move into a home sooner rather than later, saving a considerable sum isn’t always possible.  

Low Downpayment Mortgages

You need to decide what type of home loan you need by the amount of downpayment you’re willing and able to put down. Some benefits go along with making a down payment, but there are some negatives. 

By making a substantial down payment you may despite your savings, leaving little money for emergencies. Your mortgage rate may not be affected by a large downpayment either. It can be hard to decide what type of loan to get and just how much you really can afford.  

FHA Loans

FHA loans are among the most popular type of home loans. The downpayment that’s required is just 3.5%. The requirements are simple, and you don’t have to be a first-time homebuyer to qualify. 

The drawback to an FHA loan is that you cannot cancel the monthly mortgage insurance that comes along with it unless you refinance the home. Traditional mortgage insurance is canceled when you have built up 20% equity in the house, but this isn’t the case with FHA loans. 

Another positive about FHA loans is that your credit score doesn’t have to be stellar in order for you to qualify. Some lenders approve FHA loans with credit scores as low as 580. 

VA Home Loans

Buyers who have current or former military service status can qualify for this zero down mortgage. These loans are benefits to veterans and current members of the Armed Forces. While no downpayment is required, buyers may put down any amount they wish. The only requirements are that buyers be members of the military either currently serving for 90 days or two years of active duty service if not an active member.   

The above options are great for those who can’t afford or don’t wish to put down large down payments but still hope to be homeowners. 

Ways to Improve Your Home WiFi Connection

Wireless technologies are constantly improving. Yet, many of us still experience slow internet speeds at home. A poor connection and slow speeds can be caused by any number of issues. So, in this article, we’re going to talk about some common problems that cause a slow internet speed and poor connection and discuss ways to get your internet speeds up to par.

Get what you pay for

The first thing you need to find out is what internet speed you pay for and whether your Wifi connection enables you to take full advantage of those speeds. Take a free, online internet speed test over at speedtest.net. This will tell you your download and upload speed. You can revisit this website throughout this process to see what effects your speeds.

Troubleshooting

A good process for finding the problem with your internet speed is to start with the most common issues. First, eliminate speed as the factor. Restart your router and bring your laptop or tablet into the room where your router is located. Retake the speedtest to see if you get better results.

Note: speed tests may vary greatly at different times throughout the day. This is because internet providers experience different loads depending on when users are home, at work, asleep, etc.

If you found that the problem is the distance to your router you have a few options. First, you could simply move your router to an area that makes more sense for your usage. A router that is hidden in a basement or tucked away in a closet might not perform as well as one that is located in your home office or living room.

Another option would be to install multiple access points. This option is ideal for bigger houses because it allows you to disperse the access points equally. That means no poor connections in the basements or in the top floor bedrooms.

Common issues

If location isn’t the issue we’re going to have to rule out other problems. First, you’ll want to make sure your router is a recent model that is able to handle the internet speeds you are paying for. If the router is relatively new, try checking for firmware updates that may be affecting your connectivity.

If all of the above are taken care of, it could be a good idea to change your WiFi password or add one if you don’t currently have one set. This is especially important if you live in a city or have a lot of neighbors close by who might be using your WiFi, be it intentional or not.

A final solution would be to change the frequency and channel of your router. If your neighbors’ routers or an electronic appliance is using the same frequency or channel as your router they could be interfering with one another.

Home Shopping in Summer: 3 Things You Need to Know

Summer boasts sunshine, warm temperatures and, of course, plenty of great homebuying opportunities.

The summer real estate market frequently represents a homebuyer’s dream come true, and perhaps it is easy to understand why. There are many terrific properties available summer after summer, and homebuyers who know how to approach the real estate market should have no trouble securing a high-quality residence at a budget-friendly price.

What does it take to explore the summer real estate market effectively? Here are three summer homebuying tips that you need to know:

1. Become an Informed Homebuyer

Although many first-rate residences likely are available at the beginning of summer, the best properties will sell fast. Thus, homebuyers should take a diligent approach as they browse properties in summertime.

Stay up to date about homes in cities or towns where you would like to relocate. Also, examine home listings closely. Consider how long a property has been available, if the price of the property has been reduced recently and other homebuying factors as you conduct your home search.

An informed homebuyer will be better equipped than others to purchase a home that will serve him or her well for an extended period of time. And if you allocate the necessary time and resources to become an informed homebuyer, you may be able to accelerate the process of acquiring your dream residence.

2. Take Advantage of Open Houses and Home Showings

Open houses and home showings give you the opportunity to get an up-close look at a variety of top-notch residences.

Typically, you will be able to set up home showings at your convenience. These events enable you to browse a property, learn about its pros and cons and determine whether this residence meets or exceeds your expectations.

You also can take advantage of open houses, which serve as large, public home showings. An open house may feature dozens of potential homebuyers who visit a property over the course of several hours. As such, an open house will enable you to check out a house’s interior and exterior, imagine what life would be like if you purchased a particular residence and decide whether to submit an offer.

3. Work with an Experienced Real Estate Agent

Browsing residences can be tricky, particularly for first-time homebuyers. But with an experienced real estate agent at your side, you can take the guesswork out of buying a house in summer.

Experienced real estate agents are available year-round and are happy to teach you about the ins and outs of purchasing a house in summertime. A real estate professional will help you submit offers on houses, keep you up to date about open houses and provide expert homebuying tips and guidance. That way, your real estate agent can help you accelerate your journey from homebuyer to homeowner.

Ultimately, an experienced real estate agent is available to support you in any way possible. He or she will even respond to your homebuying concerns and questions and make it easy for you to discover a terrific home in summer.

Collaborate with an experienced real estate agent, and you can navigate the summer real estate market quickly and effortlessly.